Richard,
The relationship between increases in 3rd Party Liability coverage and
corresponding premium is not a linear one - the increases in premium should
get smaller for each unit increase in coverage.
The question I ask myself is how easy would it be to reach the 1.0m / 1.5m
GBP limits - you would be unlucky but its not an impossible to conjure up a
scenario of an incident that got there! Guess its a question of working out
what you are prepared to pay for peace of mind...
Sean O'Reilly
G-BWWB
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