A heads up folks on this latest theft by stealth.
Peter
#198
ZK-ZEB
Subject: LATEST SYDNEY CREDIT CARD SCAM- URGENT
PLEASE READ
LATEST SYDNEYCREDIT CARD SCAM
This one is pretty slick since they provide YOU with
all the information, except the one piece they want.
Note, the callers do not ask for your card number;
they already have it. This information is worth reading. By
understanding how the VISA & MasterCard Telephone Credit Card Scam
works, you'll be better prepared to protect yourself.
One of our employees was called on Wednesday from
'VISA', and I was called on Thursday from 'Master Card'. The scam works
like this: Caller: 'This is (name), and I'm calling from the Security
and Fraud Department at VISA. My Badge number is 12460. Your card has
been flagged for an unusual purchase pattern, and I'm calling to verify.
This would be on your VISA card which was issued by (name of bank). Did
you purchase an Anti-Telemarketing Device for $497.99 from a Marketing
company based in Arizona?'
When you say 'No', the caller continues with, 'Then
w e will be issuing a credit to your account. This is a company we have
been watching and the charges range from $297 to $497, just under the e
$500 purchase pattern that flags most cards. Before your next statement,
the credit will be sent to (gives you your address), is that correct?'
You say 'yes'. The caller continues - 'I will be
starting a Fraud investigation. If you have any questions, you should
call the 1- 800 number listed on the back of your card (1-800-VISA) and
ask for Security.
You will need to refer to this Control Number. The
caller then gives you a 6 digit number. 'Do you need me to read it
again?'
Here's the IMPORTANT part on how the scam works. The
caller then says, 'I need to verify you are in possession of your card'.
He'll ask you to 'turn your card over and look for some numbers'. ;
There are 7 numbers; the first 4 are e part of your card number, the
next 3 are the security Numbers' that verify you are the possessor of
the card. These are the numbers you sometimes use to make Internet
purchases to prove you have the card. The caller will ask you to read
the 3 numbers to him. After you tell the caller the 3 numbers, he'll
say, 'That is correct, I just needed to verify that the card has not
been lost or stolen, and that you still have your card. Do you have any
other questions?' After you say No, the caller then thanks you and
states, 'Don't hesitate to call back if you do', and hangs up.
You actually say very little, and they never ask for
or tell you the Card number. But after we were called on Wednesday, we
called back within 20 minutes to ask a question. Are we glad we did! The
REAL VISA Security Department told us it was a scam and in the last 15
minutes a new purchase of $497.99 was charged to our card.
Long story - short - we made a real fraud report and
closed the VISA account. VISA is reissuing us a new number. What the
scammers want is the 3-digit PIN number on the back of the card.Don't
give it to them.. Instead, tell them you'll call VISA or Master card
directly for verification of their conversation. The real VISA told us
that they will never ask for anything on the card as they already know
the information since they issued the card! If you give the scammers
your 3 Digit PIN Number, you think y you're receiving a credit. However,
by the time you get your statement you'll see charges for purchases you
didn't make, and by then it's almost too late and/or more difficult to
actually y file a fraud report.
What makes this more remarkable is that on Thursday,
I got a call from a 'Jason Richardson of Master Card' with a
word-for-word repeat of the V ISA scam. This time I didn't let him
finish. I hung up! We filed a police report, as instructed by VISA. The
police said they are taking several of these reports daily! They also
urged us to tell everybody we know that this scam is happening.
Please pass this on to all your family and friends.
By informing each other, we protect each other.
files.
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02/12/2007 20:34
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Checked by AVG.
5/05/2008 5:11 p.m.
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